The Benefits of Your First Mortgage

If you are on the fence about applying for your first mortgage, it is completely understandable. A mortgage is a big commitment and must be thought through effectively. As a first-time home buyer, there are many ways that you can benefit from your first mortgage that make it entirely worth it. By taking advantage of these opportunities, you can save money and manage your loan with ease.

Tax Deductions

In most cases, first-time home buyers can deduct the interest they pay on their mortgage. Though certain restrictions apply, such as not having a mortgage for more than 1 million dollars, this is an easily attainable way to save money on your first mortgage.

Low Down Payment

There are programs in which you can put as little as 5%, 3.5%, or even 0 percent down in certain geographic areas or if you are a Veteran. Gone are the days where first time homebuyers needed to put 20% down or more.

Historically low rates

Take advantage of low interest rates before they go up. A lower rate could save you hundreds of dollars per month.

Apply for Your First Mortgage

For first-time buyers, your first mortgage offers many rewards from which you could benefit. At Butler, we have over 20 years of experience with all types of home buyers and would be honored to help you with your first loan. You can request a free consultation at 407-931-3800 or visit us at to pre-qualify for a mortgage in Central Florida today.

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