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What You Need to Know About the Fair Credit Reporting Act

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Many individuals aren’t aware of what their rights are when it comes to their credit report. In fact, many have never even heard the words ‘Fair Credit Reporting Act.’ The FCRA is responsible for regulating the collecting, use, and distribution of any consumer information, including that of consumer credit reports. The goal of this act is to help protect you from any willful or negligent inaccurate information in your reports.

The Facts

Here are a few important things you need to know about the Fair Credit Reporting Act:

Butler Mortgage Can Help

All of these things are crucial to whether or not you can get a mortgage. If something isn’t accurately represented in your credit report, the mortgage experts at Butler Mortgage can help. Our experts understand that you have every right to dispute that information and have it removed. Don’t allow inaccurate information to remain in your credit file. Discover your rights under the Fair Credit Reporting Act. If you have any questions about what the FCRA means for you, call us today at 407-931-3800.

407-931-3800

Request a FREE consultation

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