Harry Urban, Vice President / Loan Officer

Harry moved to Osceola County from Chicago in 1989 after graduating from Illinois State University with a degree in Finance. He began his career in banking and mortgage lending at First Federal of Osceola that same year. In 1994, Harry started Butler Mortgage with co-owner, Howard Chanin. Harry believes in “hands-on,” personal attention to each mortgage customer to ensure success and quality service.  Agents and customers alike all appreciate Harry for his knowledge, creativity, and honest respect for their needs.

Howard Chanin,  President / Loan Officer

Upon graduating from Babson College in Boston, Massachusetts in 1989, Howard settled in Central Florida and immediately went into banking.  After gaining valuable experience in the mortgage field, he started Butler Mortgage Inc. in 1994 along with Harry Urban.  Howard firmly believes in the concept of making every customer a "Raving Fan" by going above and beyond the level of service normally expected of someone in the mortgage business.  Howard handles day to day operations of Butler Mortgage, Inc. and is a longstanding member of the U.S. Chamber of Commerce as well as the National Association of Mortgage Brokers.

Stuart Adkins, Loan Officer

Stuart grew up in Wisconsin, but settled in Lakeland, Florida after school. While living in Polk County, Stuart has specialized in mortgage lending in Osceola County since 1987 and has been with Butler Mortgage from the start . A 5  time “Loan Officer of the Year” winner, Stuart has shattered records once thought unimaginable. Real Estate Agents, builders, and customers all find Stuart easy to work with and his knowledge of available mortgage products is second to none. Away from the office, Stuart enjoys boating, paintball, and is an avid car and motorcycle enthusiast.

Lori Smith, Loan Officer

Having worked for Butler Mortgage since 2002, Lori Smith has a simple vision. “I want to educate and make customers for life” she says. Lori knows that a return customer is “the icing on the cake” and that is why she works so hard to put the mortgage process into layman’s terms. She understands how difficult and stressful the loan process can be, especially for first time homebuyers.  Lori’s greatest thrill comes from attending closings and watching the buyer receive the keys to their new home. A resident of St. Cloud for 33 years, Lori enjoys spending her spare time with her husband and 4 children.

Diane Kuiper, Loan Officer

In Diane’s first month in 2004, she was given the book Raving Fans and chose to incorporate its principle of excellence in customer service into everything she does. Having worked in real estate for 8 years, Diane understands how important the professional relationship between an agent and loan officer is to making an enjoyable and hassle-free experience for everyone involved. An Air Force veteran, Diane develops detailed plans of action for every customer who walks through her door and is able to do so in a friendly way that leaves them comforted by her knowledge base and attention to detail.

Horacio Toledo, Loan Officer

Born in Havana, Cuba and raised in San Juan, Puerto Rico, Horacio settled in Central Florida in 1979 after obtaining a degree in Business Administration from Defiance College in Ohio.  He started his banking career working for Sun Bank as a Loan Officer and Assistant Manager then moved on to Barnett Bank as a Manager.  He developed a reputation for honesty and respect for both the customer and the professional real estate agent and works hard to ensure that there are no unpleasant “surprises” at loan closings.  Horacio is fluent in both English and Spanish and when not at work, he enjoys sports, landscaping, and spending time with his family and friends.

Barbara Bowling, Loan Officer

Barbara comes to us with over 25 years of valuable experience in the Title Insurance industry.  She uses the same "can do" attitude she gained from that field in helping her mortgage customers from start to finish.  Barbara has not only developed a wealth of knowledge in real estate law, but she has also amassed a substantial database of valuable contacts in the industry.  Barbara moved here with her family in 1974.  Her many skills make her a great addition to the Butler Team.