NMLS# 189233 407-931-3800 Request a FREE consultation

Loan Officers

Howard Chanin

Branch Manager
Loan Originator
407-931-3800 (x101)
NMLS 204043
hchanin@butlermortgage.com

Upon graduating from Babson College in Boston, Massachusetts in 1989, Howard settled in Central Florida and immediately went into banking. After gaining valuable experience in the mortgage field, he started Butler Mortgage Inc. in 1994 along with Harry Urban.

Howard firmly believes in the concept of making every customer a “Raving Fan” by going above and beyond the level of service normally expected of someone in the mortgage business. Howard handles day to day operations of Butler Mortgage, Inc. and is a longstanding member of the U.S. Chamber of Commerce as well as the Florida Association of Mortgage Professionals. Howard enjoys running, basketball, and golf in his spare time.

Harry Urban

Branch Manager
Loan Originator
407-931-3800 (x103)
NMLS 204880
hurban@butlermortgage.com

Harry moved to Osceola County from Chicago in 1989 after graduating from Illinois State University with a degree in Finance. He began his career in banking and mortgage lending at First Federal of Osceola that same year. In 1994, Harry started Butler Mortgage with co-owner, Howard Chanin.

Harry believes in “hands-on,” personal attention to each mortgage customer to ensure success and quality service. Agents and customers alike appreciate Harry for his knowledge, creativity, and honest respect for their needs.

Stuart Adkins

Loan Originator
407-931-3800 (x108)
NMLS 204897
sadkins@butlermortgage.com

Stuart grew up in Wisconsin, but settled in Lakeland, Florida after school. Stuart has specialized in Osceola County mortgage lending since 1987 and has been with Butler Mortgage from the start. He is a 5 time Loan Officer of the Year winner.

Real Estate Agents, builders, and customers all find Stuart easy to work with and his knowledge of available mortgage products is second to none. Away from the office, Stuart enjoys boating, paintball, and is an avid car and motorcycle enthusiast.

Lori Smith

Loan Originator
407-931-3800 (x110)
NMLS 204890
lsmith@butlermortgage.com

Having worked for Butler Mortgage since 2002, Lori Smith has a simple vision. “I want to educate and make customers for life” she says. Lori knows that a return customer is “the icing on the cake” and that is why she works so hard to put the mortgage process into layman’s terms.

She understands how difficult and stressful the loan process can be, especially for first time homebuyers. Lori’s greatest thrill comes from attending closings and watching the buyer receive the keys to their new home. A resident of St. Cloud since 1975, Lori enjoys spending her spare time with her husband and 4 children.

Chris Urban

Loan Originator
407-931-3800 (x105)
NMLS 396527
curban@butlermortgage.com

Born in Chicago in 1984, Chris moved to Central Florida at an early age. He studied business and finance at Valencia College and Devry University, and began his career with Butler Mortgage in 2010. From the start, Chris had one goal… to provide the most outstanding customer service in the industry. In a short amount of time, he has done just that.

Not only do customers rave about the level of service he provides, but Chris has studied the mortgage industry and has developed a wealth of knowledge usually only seen in someone with many years of experience. He understands that it is not just about providing a loan, but being by a customer’s side throughout the home buying process.

Charlene Sims

Loan Originator
407-931-3800 (x109)
NMLS 204900
csims@butlermortgage.com

Charlene was born in Orlando, Florida and moved to Osceola County in 1975. She has worked at Butler Mortgage since 1996 as a loan originator and is experienced in Conventional, FHA, VA and USDA Rural Housing loan programs. Charlene also specializes in first time home buyers and Reverse mortgage loans.

Prior to Butler Mortgage, she was employed with a title company for 7 years and residential builder for 6 years. Customers love Charlene’s friendly style and helpfulness in getting their loan closed.

Tyde Jones

Loan Originator
407-931-3800 (x118)
NMLS 1487982
tyde@butlermortgage.com

Tyde was born in Indiana, but traveled extensively due to his father being in the Air Force. He eventually settled in Saint Cloud in 1979 and has been an Osceola County resident ever since. Having a passion for the real estate industry, he began originating loans in 2000 and proudly joined Butler Mortgage in January, 2017. Tyde’s approach with his clients is simple… he carefully examines each situation and advises the client as if they were family, making sure they understand all angles of the loan process.

Tyde enjoys golfing, fishing, and basketball and is also actively involved in Florida
archaeology. He also has 3 wonderful children and was blessed with his
first grandchild in 2017.

Horacio Toledo

Loan Originator
407-931-3800 (x114)
NMLS 204966
htoledo@butlermortgage.com

Born in Havana, Cuba and raised in San Juan, Puerto Rico, Horacio settled in Central Florida in 1979 after obtaining a degree in Business Administration from Defiance College in Ohio. He started his banking career working for Sun Bank as a Loan Officer and Assistant Manager, then moved on to Barnett Bank as a Manager.

Horacio developed a reputation for honesty and respect for both the customer and the professional real estate agent and works hard to ensure that there are no unpleasant “surprises” at loan closings.

407-931-3800

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Reverse Mortgage
USDA Loans
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VA Loan
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